Child Education Takaful Plan (CETP) provides you with protection and long-term savings to finance the higher education expenses of your child. The plan will provide your child with financial benefits if you suffer any set back covered under the plan. The plan also gives your child long-term savings (or education fund),that your child can use to continue his/her studies.

Participating in a CETP also makes you eligible for personal tax relief of up to a maximum of RM3,000 per year for the combination of both medical and education plans. A family takaful rider or an extension of basic coverage for both you and your child is also available. The rider provides coverage against personal accident and disability, hospitalisation benefits, funeral expenses and critical illnesses.
Things I Should Know

CETP coverage & exclusions

CETP terms & conditions

Do's & don'ts of CETP
Making a claim
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Read our FAQs on CETP

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Open to all individuals aged 18 to 55 years and children aged between 15 days to 17 years.

Limited choice of maturity periods.
grey bullet No forfeiture in the event of cancellation.
grey bullet Facility for part-withdrawal.
grey bullet Surplus sharing with takaful operator.

Provide long-term savings and investment.
When buying a CETP, always:
Consider a policy that best suits your life stage

Know the types of takaful plans and the benefits you are entitled to.
grey bullet Understand the key terms and conditions used in a CETP. If you’re unsure, ask the agent or takaful operator for the meanings of these terms.

Ordinary Child Education Takaful
  You and your child will receive financial benefits arising from death or permanent disability, as well as long-term savings (education fund), and investment profits that are distributed upon claim, maturity or early surrender.

Investment-linked child education takaful
  A portion of your contribution is used to buy investment units, such as units in equity or fixed income securities. In addition to the ordinary takaful protection, which covers death and permanent disability, the investment units will be sold upon claim, maturity or early surrender.
For more information, download our booklet on Child Education Takaful Plan or contact a takaful operator for assistance.