When you bring up the subject of insurance or takaful, everyone has an idea of how it works, and often the thoughts surrounding the topic aren’t very positive ones. Too expensive to get, unnecessary to have and, well, difficult to claim on are but some of them, and so most do the simplest thing, which is to avoid it altogether.
The thing is, most of these beliefs are either outdated or simply fallacies, but they do one thing, and that is to prevent many from accessing the crucial protection that safeguards their future. Addressing these myths or untruths is the best way to demonstrate that not everything is as it seems, and that the reality is very different when you get appropriate coverage, as Zurich Insurance & Takaful points out.
Take car insurance or takaful, for example. Everyone knows that a vehicle needs to be covered against the possibility of accidents or theft, and that’s where it ends for many. But what would you say if coverage goes beyond that, with 24/7 roadside assistance, coverage for natural disasters and even options to protect personal accident liabilities provided for, ensuring you’re covered no matter what the situation? Zurich’s Vehicle Protection Plan offers just that.
Then there’s life insurance or family takaful, which most people think is only for old age or after death, or only for the rich. Well, the truth is, it offers more than that. For example, Zurich’s Life Insurance & Family takaful offers key elements for those moments you need coverage, be it for critical illness protection or disability.
Additionally, life insurance or family takaful should also be viewed as a savings component, helping you build financial security when you’re around and supporting your family should any unforeseen event arises.
The same goes for a health protection plan, with many not bothered with it because they think they won’t need it. The point is, you never know when you will, and a good health insurance or takaful plan goes beyond assisting you in times of need. It can, like in the case of Zurich’s Health Protection Plan, offer wellness programmes and preventive screenings on top of cashless hospital admission, allowing you to be in control of your health and finances.
Other areas where insurance or takaful provide the needful but are often ignored include travel insurance or takaful, especially so on short trips – there’s no need of it. Well, getting something like Zurich’s Travel Protection Plan prepares you for any eventuality, providing cover throughout the trip, be it for medical emergencies, trip cancellations and even lost luggage. The plan also includes protection for amateur sports, including scuba diving, winter sports and bungee jumping, among others. Trust us, it’s something everyone should have on a vacation.
Investing in insurance or takaful is often viewed by many as a scam, with a low return rate. However, the reality is that a good plan such as Zurich’s Savings & Investment Protection Plan will allow you to save and invest while being covered in comprehensive fashion. With options for market-driven returns and guaranteed payouts, it’s an ideal solution to build your future wealth while protecting you over the long term.
So, as you can see, insurance or takaful is far from the redundant thing many believe it to be. With a good, solid plan, you can ensure that what matters to you is protected – and deliverable – at all times. Find out more about how a Zurich Insurance & Takaful plan can help you and your future here.
Source: https://paultan.org/2024/10/23/insurance-debunking-the-myths-and-misconceptions/
